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Virginia lottery winners - Mullins won the lottery in 1993 and chose to pay annually rather than once. As a result, he quickly found himself in debt and use the future payments as collateral for the loan of $ 200,000. Mullins then went to a lump sum payment, but never repaid the debt. Loan company sued and won judgments for the settlement of $ 154k but they are not collected such as Mullins reported no assets.